There are no public markets for time. No futures contracts, no commodity indexes, no ETFs. And yet it remains the most mispriced asset in the modern economy. We speak of spending time and saving time and wasting time, but the metaphor collapses under scrutiny. Time does not accumulate. It does not regenerate. You can only spend it or not.
Most people trade their hours to institutions that rent them out more expensively and extract the spread. Your manager schedules your day. Your client dictates your deadlines. The algorithm nudges your attention. Every modern structure is a time exchange, and most people are on the wrong side of the transaction.
But there is a way out, and it starts with a question nobody asks: what does your life actually cost?
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